QBE Insurance
Banking & Finance
No relevant claims found in policy. Overall: Good with minor gaps.
10 dimensions · 72 claims · assessed 12 May 2026 · methodology · source policy ↗
Score Breakdown
Transparency
Excellent transparency
8/108/10
Transparency
Excellent transparency
Transparency & Clarity
8/10Comprehensive scope statement, clear contact information with regional specifics, structured sections with overview, and current version tracking. Strong transparency features with minor gaps in explicit plain language commitment.
Purpose Limitation & Use
8/10Clearly stated collection purposes with specific examples, legal basis framework well-articulated, and marketing opt-out mechanisms provided. Strong purpose limitation with good consent mechanisms.
Policy Maintenance & Accountability
8/10Named Group Privacy Officer with reporting structure, governance framework detailed, staff training commitments specified, and update notification methods described. Strong maintenance framework with specific roles and responsibilities.
Data Protection
Good with minor gaps
7.11/107.11/10
Data Protection
Good with minor gaps
Data Collection Disclosure
7/10Clear enumeration of data types collected both automatically and voluntarily, with specific collection methods and legal bases disclosed. Good specificity but could be more granular in sensitive data handling.
Third-Party Sharing & Disclosure
7/10Named categories of recipients with specific purposes, contractual obligations detailed, and some named locations (Philippines). Strong safeguards disclosed but lacks more specific third-party names.
Data Security
7/10Specific encryption method (TLS) disclosed, employee training detailed, and general security measures described. Good technical specifics but lacks certifications or audit practices disclosure.
Cross-Border Data Flows
8/10Named countries/regions specified, intra-group transfer agreements detailed with Standard Contractual Clauses, adequacy assessment process described, and specific Philippines service centre disclosed. Comprehensive cross-border protections.
Your Rights
Major deficiencies
3.2/103.2/10
Your Rights
Major deficiencies
Consumer Rights & Control
8/10Comprehensive rights disclosure including access, correction, erasure, and marketing opt-out with clear mechanisms and OAIC complaint escalation. Strong timeframe commitments and identity verification processes.
Automated Decision-Making
not assessedNo relevant claims found in policy.
Children's Data
not assessedNo relevant claims found in policy.
No specific findings.
Sector Comparison
Banking & Finance comparison